Defense Against Collection & Creditor Harassment

Collection/Creditor Harassment

If you are being contacted by creditors in order to settle a debt that you owe, you may feel like you are being harassed. Many creditors bend the laws or bully consumers in order to pressure the consumer into making a payment or paying the debt in full, leaving the consumer feeling vulnerable and forced into compliance.

Many debt collectors assume that most consumers do not know what their rights are, or what the company can and cannot do when attempting to collect a debt, so they push their boundaries, such as making threats they cannot legally carry out.

There are many things that a creditor is legally not allowed to do when contacting you to settle a debt, including:

Say they are an attorney if they are not one
Tell other people or companies about your debt
Threaten that you will go to jail if you do not make a payment or settle your debt
Contact you – especially at your place of business – if you have notified them in writing not to do so
Call you before 8:00 a.m. or after 9:00 p.m.
Make empty threats
The experienced attorneys at tThe Law Office of Stewart Lim know how to deal with creditors, and will take action to stop you from receiving harassing letters, emails and phone calls from creditors.

If you’re tired of receiving letters and phone calls from creditors and feel like you are being harassed, we can help. Call us today to schedule a consultation and let us get the harassment to stop.

Our Client Testimonials

5.0
Based on 48 reviews
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Stewart was great at getting my bankruptcy done FAST! He made the whole process as streamlined and easy as possible. He was great about explaining everything and answering questions as they came up. Definitely very patient, friendly, and easy to work with.
Jennifer Paredes
18:28 01 Oct 20
I was thoroughly impressed by Stewart's ability to quickly handle my parents' bankruptcy through the pandemic. He had EVERYTHING in place for them to virtually review and sign all of the documents, and was phenomenal when it came to helping my computer illiterate parents navigate technology. He was so patient walking them through it all.
Debra Perales
18:24 01 Oct 20
Stewart helped my husband and me with our bankruptcy. Not only was he very affordable, but his service was top notch! He was great about explaining the process, answering any questions we had, and getting everything done very quickly. I've never dealt with such a personable and upfront attorney.
P C
16:49 27 Jul 20
Stewart Lim was very helpful throughout the whole bankruptcy process from start to finish. I shopped around for attorneys but all of the ones I spoke to seemed too corporate. When I spoke to Stewart for the first time he was very down to earth. He was always accessible whether it was thru call, text, or email. Answering all questions I had even questions that did not pertain to my bankruptcy case breaking down everything into terms that I could actually understand. He made my situation seem very manageable and easygoing. Stewart Lim was an easy choice for me and worked out well.
J Camacho
18:53 17 Jul 20
Stewart Lim is the very best attorney you can have on your side. Thank you for all your help!
phadony sary
00:33 16 Jul 20
I'm very fortunate that I found the right attorney. I would definitely recommend Mr. Stewart Lim to any of my friends or family. He's helped me so much with my bankruptcy case. Now I'm debt free.
M B
23:20 23 Jun 20
Stewart Lim is extremely knowledgeable and was able to communicate effectively with me. He is very competent, capable and caring. The follow through was excellent, timely and informative. Everything I could have asked for and more. I highly recommend Stewart Lim to anyone!
Response from the owner 00:22 24 Jun 20
Thank you for your review Marlene.
S M
01:30 05 Sep 19
From start to finish I was given excellent counsel. I started the arduous task of having to file for bankruptcy in May 2019. Mr. Lim was always available to answer any questions I had to streamline the process. In less than 3 months I had my court date and have been relieved of the stress of my debt. Thank you Mr. Lim I would definitely recommend your services to family and friends if they are faced with the tough decision of bankruptcy
Sombo Chet
01:28 31 Aug 19
C H
06:27 12 Oct 18
Stewart Lim was very helpful in assisting me throughout the entire bankruptcy process. He was timely, informative, and detailed. All of my questions were addressed and each step was clearly explained. Every part of this process was seemless for me thanks to Mr. Lim. I highly recommend Mr. Lim if you need help in this area.