When a creditor threatens to have your wages garnished, it can be a very disconcerting and upsetting experience. You are already in a financial bind, what will you do when a creditor garnishes your wages? How will you support yourself and your family? How will you be able to buy the things you need, like gasoline for your car, groceries and utilities?
If you have been threatened to have your wages garnished in order to settle a debt, or have already begun having your wages garnished, it is important that you consult a qualified wage garnishment attorney as soon as possible. Although your employer cannot legally terminate you for having your wages garnished, it can still be extremely embarrassing to have your employer learn of the financial difficulties you have been struggling with.
There are a variety of laws that creditors must follow in order to garnish someone’s wages. Although you may owe a substantial amount of money, you have rights as well. A good wage garnishment attorney will explore the situation at hand to determine whether the creditor(s) who are garnishing your wages are following the proper procedures and the law.
The Law Office of Stewart Lim has extensive experience in the area of wage garnishment law, and has had proven successes negotiating with creditors to stop wage garnishment and either get the debt cleared or negotiate a more reasonable payment plan to settle the debt.
If your wages are being garnished, or if you are being threatened to have your wages garnished, call us today to schedule a consultation. We can help.