Deciding to file for bankruptcy can make you feel defeated, or like a financial failure. You may feel like you’ll never be able to get out of your financial crisis, and that filing bankruptcy means that you’ll never be able to buy a house or get any type of loan or credit again.
However, filing for bankruptcy can actually be a good thing. It allows you to start over from square one, with a clean slate. It’s the first step to living the debt-free life you want if you are in over your head. In today’s world, it’s easy to accumulate debt, especially if your income doesn’t quite meet the needs of you and your family. You may be forced to put your grocery bills on a credit card that you are unable to pay off, or you may be unable to pay outstanding, high cost medical bills that have accumulated due to needing medical care but not having insurance.
If you have a significant amount of debt and are unable to make payments, or making payments on your debt would leave you with little else to care for yourself or your family, filing for bankruptcy may be your best option.
If you are considering filing for bankruptcy, you need the services of an experienced bankruptcy attorney. The Law Office of Stewart Lim have proven successes in helping clients to get a fresh start financially, and stop the harassing calls and letters from creditors.
Call us today to schedule an appointment for a consultation. We are available to assist you.